Federal PLUS Loans (also referred to as Parent Loans) are available to parents of dependent undergraduate students who are enrolled at least half-time as well as to graduate and professional degree students. Financial need is not a requirement.

PLUS Loans are unsubsidized meaning the borrower is responsible for interest that accrues once the loan is disbursed to the college.

Students or parents can request a loan for up to the full cost of attendance minus any other financial aid.

The borrower must have good credit.